Utah Educational Savings Plan particularly appealing. IAdvisor 529 Plan; both programs received Neutral Morningstar Analyst Ratings in 2015. Nonresidents should look elsewhere, because they must pay much higher fees than Rhode Islanders. Morningstar Analyst Rating but usually do not drive the overall outcome. The gradual shifts help college savers avoid the potential of locking in losses from making a big move out of equities after a market dip. Vanguard 529 College Savings Plan, which uses all passively managed strategies. Fidelity to Bronze from Neutral. Both residents and nonresidents will find plenty to like with this plan. MOST 529 plan received a notable upgrade in 2016, with a rating increase to Silver from Neutral. These plans generally lack compelling traits and have at least one major flaw that makes them worth avoiding. Is the state managing the plan professionally? Virginia529 inVEST joins just two other plans that receive Gold ratings. How is the plan expected to perform g...